Sequel to our former post, we have been able to establish
that LBI is the most appropriate. This is due to the fact that they live within
a strict budget; they have a firm financially disciplined life style, they have
an organized finances and build up savings by putting aside an amount consistently
on a monthly or daily basis, also, they even have wise investment via making
extra income on the side line, this is a sure way to being wealthy.
Wealth is built through a disciplined life, I must emphasize
that this will not be an easy ride but with consistency, it will become a way
of life. You must work with a balanced and tested budget as some budgets are
not workable. Have in your budget funds allocated to charity and never spend
beyond it in a month and in case you have to go beyond it (in extreme cases)
you are having it as an advance from the next month’s quota for Charity (we
will discuss budgeting soon). For so many people the major problem is learning to
say ‘NO’ and this is key to Living Below your Income, most people I have
discussed with say the same thing that is ‘They cannot turn people down’, and
what I say is you must be able to say NO especially after exceeding the charity
budget for the month.