In the same vein, we need to carry out personal evaluation
and appraisals of how we have managed our finances during the period under
review in this case a Year. I know you are thinking it will be an Apulian task
given that the needed comprehensive information are not available for adequate
evaluation and appraisal. If this is the case, then some adjustments have to be
made in the coming year.
All your income and expenditure needs to be recorded, by
having a complete and right transaction narration as much as possible. For you
to achieve much with the income you earn, you need to block leakages and this
leakages can only be identified by doing a thorough and sincere evaluation and
appraisals.